{"id":51086,"date":"2016-05-07T22:12:18","date_gmt":"2016-05-07T22:12:18","guid":{"rendered":"https:\/\/www.nationaldrugscreening.com\/?p=51086"},"modified":"2022-12-01T13:46:42","modified_gmt":"2022-12-01T18:46:42","slug":"a-closer-look-at-insurance-related-drug-testing","status":"publish","type":"post","link":"https:\/\/www.nationaldrugscreening.com\/blogs\/a-closer-look-at-insurance-related-drug-testing\/","title":{"rendered":"A Closer Look At Insurance Related Drug Testing"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.nationaldrugscreening.com\/order-drug-tests\/\"><strong>Drug testing<\/strong><\/a> has become a common part of life in the US. But while it\u2019s often used in situations such as <a href=\"https:\/\/www.nationaldrugscreening.com\/employer-programs\/\"><strong>employment screening<\/strong><\/a> as part of the hiring process for work, another key reason that drug testing is often used is in an <a href=\"https:\/\/www.nationaldrugscreening.com\/employer-programs\/\"><strong>insurance-related situation<\/strong><\/a>. Many insurance scenarios may require you to take a lab drug test. Some of the most common ones include:<\/p>\n\n\n\n<ul>\n<li>For many insurance companies, providing a health or life insurance policy often requires that the insured takes a lab drug test to show that they aren\u2019t abusing drugs that could increase the risk of health issues or accidents.<\/li>\n\n\n\n<li>Employers often require <a href=\"https:\/\/www.nationaldrugscreening.com\/order-drug-tests\/\"><strong>drug testing<\/strong><\/a> to take place as part of a worker\u2019s compensation claim. This shows that drugs or alcohol weren\u2019t a factor in the accident that occurred in the workplace, which would void a claim.<\/li>\n\n\n\n<li>In a situation where an auto accident occurred, a lab drug test may be used to show fault or negligence during a liability case. Showing that one party was intoxicated could have a dramatic impact on the way that a case proceeds.<\/li>\n\n\n\n<li>Similarly, cases of premises liability \u2013 often called \u2018slip and fall\u2019 personal injury \u2013 could require that a drug or alcohol test occur as well. The reason is simply to show that the injury wasn\u2019t related to the use of drugs or alcohol.<\/li>\n<\/ul>\n\n\n\n<p><strong>Whether it\u2019s receiving an insurance policy or supporting a claim filed to an insurance company,&nbsp;<a href=\"https:\/\/www.nationaldrugscreening.com\/\">drug testing has become a very important part of the insurance field<\/a>&nbsp;and as such anyone who is involved in a claim or an application for a policy will need to remember that these tests could play a direct role in their results.<\/strong>&nbsp;As such, understanding drug testing and even taking a self-administered test could help ensure that you\u2019re able to move ahead as you planned.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Drug testing has become a common part of life in the US. But while it\u2019s often used in situations such as employment screening as part of the hiring process for work, another key reason that drug testing is often used is in an insurance-related situation. Many insurance scenarios may require you to take a lab [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":52444,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"51391,51535,50870,50935,50862,50901","_relevanssi_noindex_reason":"","footnotes":""},"categories":[1],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/posts\/51086"}],"collection":[{"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/comments?post=51086"}],"version-history":[{"count":0,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/posts\/51086\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/media\/52444"}],"wp:attachment":[{"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/media?parent=51086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/categories?post=51086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationaldrugscreening.com\/wp-json\/wp\/v2\/tags?post=51086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}